Money and banking for international staff at Aarhus University

Everybody who works in Denmark must have a bank account to receive their salary. To open a Danish bank account, you must have a Danish CPR number. 


How to open a bank account

You apply to become a customer by contacting the bank - often through the bank's website. You will need the following documentation:

  • CPR number (or tax identification number if you don't live in Denmark)
  • Yellow health insurance card (if you live in Denmark)
  • Passport
  • Employment contract or invitation letter
  • Social security card (for US citizens only. This is a requirement by FATCA)

Nemkonto - Your public payment account

In Denmark, all citizens must have a NemKonto to receive payments from public authorities. This includes your salary from the university, which will be paid directly into your NemKonto. When you open a bank account in Denmark, it will typically be registered as your NemKonto automatically.

You can choose any existing account—Danish or foreign—to serve as your NemKonto.

Read more about how to assign a Danish or foreign account as your NemKonto on Lifeindenmark.dk  

You need MitID for online banking

You need a MitID to access online banking services, which includes transferring money online. MitID is your personal digital ID and ensures you can sign in securely to online services. You will be issued with MitID at Citizens Service when you register for your CPR number. Read more about MitID

Choosing a bank in Denmark

International Community has put together a list of banks and the services they offer.